Three investments concepts define our philosophy:

Markowitz Portfolio Optimization Theory
Efficient Market Hypothysis
"Determinants of Portfolio Performance" by Brinson, Hood and Beebower

At Fluetsch Financial Services we use Markowitz, to get the ninety percent right because EMH somehow works.

 

 

Many have tried to "beat the market"...  few have won...   many have died trying. 

 

The smaller you are, the less chance you know more than
"the market".